Terms and Conditions for Site Use

These terms outline the acceptable use and content guidelines for using jovanisari.sbs.

January 24, 2026

Acceptance of Terms

By browsing or interacting with our site, you agree to these terms and all updates published. You should review them regularly for clarity.

Definitions

Key descriptions to help you understand terms found throughout our website.

"Website" means jovanisari.sbs and all web pages within its Jovanisari.

"User" refers to anyone visiting or interacting with our site.

"Content" means all text, graphics, images, and materials found here.

"We", "us", or "our" refers to the site operator.

Use of Services

Our content is for informational purposes only, not professional or financial advice. We do not guarantee accuracy or completeness.

Eligibility

You must be of legal age to use our website under Malaysian law.

No use by minors under 18 is allowed.

User Responsibilities

By accessing this site you agree to act respectfully and within the law.

Provide accurate contact details if submitting a question.
Use the content without reproducing, distributing, or modifying it illegally.
Do not use the website to promote or advertise third-party offers.
Avoid behavior that disrupts site operations or other users’ experiences.

Prohibited Uses

Certain actions are strictly not allowed.

Engaging in spam or sending unsolicited messages through our forms.
Attempting unauthorized access to site, accounts, or data.
Uploading malicious software or scripts to our servers.
Misrepresenting affiliation or impersonating others on the site.
Using the site in a way that violates Malaysian law.

Intellectual Property Rights

All site content is protected by copyright and may not be reproduced without permission. All rights not expressly granted are reserved.

User Content

If you submit content, you grant us permission to use and share it for site operation.

User Content Rights

You represent your content is legal and doesn’t violate others’ rights. We reserve the right to remove inappropriate content.

Privacy and Data Use

Your details are managed under our privacy policy. Please review it for information on data use and your rights.

Read Privacy Policy

Important Disclaimers

Use of information is at your own discretion.

No Guarantees Provided

Results may vary, and past performance does not assure future outcomes. Digital assets can be volatile and may lose value.

Limitation of Liability

We are not responsible for losses from site use, except as required by law.

Indemnification

You agree to hold us harmless from all claims arising from your usage or content submissions.

Dispute Resolution Process

If a dispute arises, please contact us first for informal resolution.

Arbitration

Where required, disputes may proceed under Malaysian arbitration frameworks.

Informal resolution is encouraged before formal arbitration.

Online Dispute Resolution

For online transactions, users may access dispute resolution through Malaysia’s digital mediation mechanisms.

Online Dispute Details

Severability

If part of these terms is found invalid, remaining provisions still apply.

Entire Agreement

These terms are the complete agreement between you and us for site usage.

Governing Law and Jurisdiction

Malaysian law governs these terms, regardless of user location.

Termination

We reserve the right to suspend or terminate site access at any time for suspected breaches.

Changes

These terms may be updated periodically and you are responsible for reviewing them.

Questions and Contact

Reach out if you have questions regarding these terms or your rights.

Contact Email: content@jovanisari.sbs

Phone: +60 7-156 5964

Address: No. 1 & 3, Jalan P. Ramlee, Level 23, Menara Hap Seng 3, Kuala Lumpur 50250 Malaysia

Effective Date: January 24, 2026

Version: v1